Fossum Auto Insurance
Trust in Every Turn
We understand that your vehicle is more than just a way to get around it’s your freedom, your convenience, and often, your peace of mind.
About Fossum Auto Insurance
Your Trusted Partner on the Road
At Fossum Auto Insurance, we believe that protection on the road should be simple, affordable, and designed with your unique needs in mind. Founded with the goal of delivering exceptional value and reliable coverage, we have built a reputation for being the insurance company drivers trust.
Our Mission
Our mission is simple: to provide top-tier auto insurance that gives our customers peace of mind, without the complexity and high costs. We aim to empower drivers by offering flexible policies, competitive rates, and unwavering customer support. Your safety and satisfaction are at the heart of everything we do.
Our Services
Drive with Confidence Tailored
Services for Every Journey

Accident Forgiveness Program
Our Accident Forgiveness program ensures that your first at-fault accident doesn’t raise your premium. We believe everyone deserves a second chance, so you can drive with peace of mind knowing that one mistake.

24/7 Roadside Assistance
No one plans for breakdowns, but when they happen, we’ve got you covered. Our 24/7 Roadside Assistance provides immediate help with towing, flat tire changes, jump starts, and more anytime, anywhere.

New Car Replacement Coverage
With our New Car Replacement Coverage, if your car is totaled within the first year or 15,000 miles, we’ll replace it with a brand-new vehicle of the same make and model, ensuring you don’t lose out on your investment.

Ride-Share Driver Protection
For those driving for companies like Uber or Lyft, our Ride-Share Driver Protection fills the gaps in standard ride-share insurance, providing comprehensive coverage when you’re waiting for a ride request or actively transporting passengers.
Why Choose Us?
What Sets Us Apart from Fossom Auto Insurance
- Providing Customized Coverage: We believe every driver is unique, which is why we offer personalized insurance options, from basic liability to full comprehensive plans.
- Simplifying the Insurance Experience: From your initial quote to filing a claim, we make every step clear and hassle-free. No fine print, no surprises—just straightforward service you can trust.
- Being There When It Counts: In the event of an accident or emergency, you can rely on us. Our claims team is ready to act quickly and provide the support you need, when you need it most.
Our Testimonials
Why Our Clients Trust Us
Jessica M.
Switching to Fossom Auto Insurance was the best decision I made. Their customer service is exceptional, and they helped me tailor a policy that fits my needs perfectly. The claims process was smooth and stress-free when I had an accident. I highly recommend them!
Michael T.
I’ve been with Fossom for over three years now, and their Accident Forgiveness program really came through for me. After a minor fender bender, my rates stayed the same, and I didn’t have to worry about a huge premium increase. That kind of trust is invaluable.
Zycka O.
The roadside assistance service is a lifesaver! When my car broke down in the middle of nowhere, I called Fossom, and within minutes, they had someone on the way. Their quick response and reliability are why I’ll stay with them for years to come.
Raj S.
As a ride-share driver, I needed an insurance plan that covered me on and off the clock. Fossom’s Ride-Share Driver Protection has been a game-changer for me. I feel completely secure knowing I’m protected, no matter what stage of my shift I’m in.
Emily L.
When I bought my new car, I was worried about what would happen if it got totaled. Fossom’s New Car Replacement Coverage gave me peace of mind. Their attention to detail and comprehensive offerings make me feel like they truly care about my protection.
Jonathan K.
I love that Fossom rewards safe driving. With their Usage-Based Insurance program, I’ve been able to save on my premium just by driving carefully and tracking my habits. It’s a win-win!
Contact Us – We’re Here to Help
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Address
4901 Cogbill Rd, North Chesterfield, VA 23234, United States
Email Address
Phone Number
866-498-3312